WORDS I LIKE — Positioning matters more than timing.
Most sellers think the hard part is finding the right buyer.
It's not.
The hard part is timing two closings that don't know about each other.
Denver homes are now sitting a median 27 days on market — up from 21 just last month.
That's almost a week longer than sellers were counting on.
Here's What Changes Everything.
A bridge loan lets you access your current home's equity before it sells. You use it to buy the next place first, then let the old one sell on its own timeline.
Denver's market just proved timing isn't something you control. Closed sales dropped 17.35% year-over-year in August, and days on market climbed to 27, up from 21 in July. Attached homes are sitting nearly twice as long as detached ones — 45 days versus 24. That gap is why the 27-day median is a blended figure, not a straight average of the two.
Most sellers list first and hope the timing works out. What's smarter is deciding your exit structure before you ever put a sign in the yard. Then a slow sale is an inconvenience, not a crisis.
This matters most right now if you're in a condo or townhome. At 45 median days, a buy-before-you-sell plan without a bridge means carrying two payments. Or worse — negotiating from a weaker position because your buyer knows you're stuck.
THIS WEEK'S TAKEAWAY
Decide your exit structure before you list. That's what controls your timing — not the market.
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📍 Mile High Housing Brief
I’ve started sharing a short snapshot of what’s happening in the Denver housing market — inventory trends, pricing shifts, and what they may mean for buyers and homeowners.
Here’s what the latest signal looks like in Denver:
PS
If you want to know whether a bridge loan actually pencils for your numbers, just reply "bridge."
No spam. No sales pitches. Just clarity.
— Neil Christiansen, Certified Mortgage Advisor
