Archive | Mortgages Simplified

The 20% Down Payment Trap

Neil Christiansen

mortgage-minute

Should You Use Your 401(k) to Buy a Home?

Feb 5, 2026

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2 min read

Should You Use Your 401(k) to Buy a Home?

Neil Christiansen

mortgage-minute

Jan 29, 2026

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2 min read

The Real Fear Behind Buying

Neil Christiansen

mortgage-minute

Closing Costs Aren’t the Problem — Surprises Are

Jan 22, 2026

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2 min read

Closing Costs Aren’t the Problem — Surprises Are

Neil Christiansen

mortgage-minute

Can You Afford to Move — Or Does It Just Feel Tight?

Jan 15, 2026

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2 min read

Can You Afford to Move — Or Does It Just Feel Tight?

Neil Christiansen

mortgage-minute

Mortgage Rate Forecasts Don’t Change Your Payment

Jan 8, 2026

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2 min read

Mortgage Rate Forecasts Don’t Change Your Payment

Neil Christiansen

mortgage-minute

Jan 1, 2026

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2 min read

Why Timing the Market Fails Most Buyers

Neil Christiansen

mortgage-minute

Should You Buy Now or Wait for Rates to Drop?

Dec 25, 2025

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2 min read

Should You Buy Now or Wait for Rates to Drop?

Neil Christiansen

mortgage-minute

Dec 18, 2025

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2 min read

Why Rates Don’t Fall After a Fed Cut

Neil Christiansen

mortgage-minute

Why Seller Credits Beat a Price Drop (Almost Every Time)

Dec 11, 2025

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2 min read

Why Seller Credits Beat a Price Drop (Almost Every Time)

Neil Christiansen

mortgage-minute

Dec 4, 2025

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2 min read

The Mortgage Minute: Why Interest Rates Matter Less Than You Think

Neil Christiansen

mortgage-minute

Dec 2, 2025

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2 min read

Introducing The Mortgage Minute — here’s what’s changing

Neil Christiansen

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